Work will begin with an introduction, through which the work will be approached, where the author will present initial information about the topic that is the subject of the writing. In work, we will learn how banking has developed throuhout history. From the beginnings of the emergence of banking, the development of banking through the Roman Empire, the European influence on banking, as well as the American influence, all the way to the emergence of modern banking and its digitalization. Readers will find out what products and services banks offer, such as accounts, credit cards, savings and loans. Their purpose will be compared and explained. We will learn more about digitalization in banking and what internet and mobile banking are. The differences between the two types of banking will be compared and their advantages and disadvantages will be seen also. In order to be able to statistically show comparisons of the use of banking services and people's banking habits, a survey was made, that brought results through the responses of respondents. Respondent's answers were processed separately and in detail, so that comparisons and habits of people in banking could be seen as closely as possible. The author's final thought will be known throught the conclusion.