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undergraduate thesis
ANALIZA NENAMJENSKIH KREDITA U RAIFFEISEN BANCI, PRIVREDNOJ BANCI ZAGREB I ZAGREBAČKOJ BANCI
2021. urn:nbn:hr:262:292807
Šimecki, Morana
University of Slavonski Brod
Department of Social Sciences and Humanities
Sub-department of Economics

Cite this document

Šimecki, M. (2021). ANALIZA NENAMJENSKIH KREDITA U RAIFFEISEN BANCI, PRIVREDNOJ BANCI ZAGREB I ZAGREBAČKOJ BANCI (Undergraduate thesis). Slavonski Brod: University of Slavonski Brod. Retrieved from https://urn.nsk.hr/urn:nbn:hr:262:292807

Šimecki, Morana. "ANALIZA NENAMJENSKIH KREDITA U RAIFFEISEN BANCI, PRIVREDNOJ BANCI ZAGREB I ZAGREBAČKOJ BANCI." Undergraduate thesis, University of Slavonski Brod, 2021. https://urn.nsk.hr/urn:nbn:hr:262:292807

Šimecki, Morana. "ANALIZA NENAMJENSKIH KREDITA U RAIFFEISEN BANCI, PRIVREDNOJ BANCI ZAGREB I ZAGREBAČKOJ BANCI." Undergraduate thesis, University of Slavonski Brod, 2021. https://urn.nsk.hr/urn:nbn:hr:262:292807

Šimecki, M. (2021). 'ANALIZA NENAMJENSKIH KREDITA U RAIFFEISEN BANCI, PRIVREDNOJ BANCI ZAGREB I ZAGREBAČKOJ BANCI', Undergraduate thesis, University of Slavonski Brod, accessed 16 November 2024, https://urn.nsk.hr/urn:nbn:hr:262:292807

Šimecki M. ANALIZA NENAMJENSKIH KREDITA U RAIFFEISEN BANCI, PRIVREDNOJ BANCI ZAGREB I ZAGREBAČKOJ BANCI [Undergraduate thesis]. Slavonski Brod: University of Slavonski Brod; 2021 [cited 2024 November 16] Available at: https://urn.nsk.hr/urn:nbn:hr:262:292807

M. Šimecki, "ANALIZA NENAMJENSKIH KREDITA U RAIFFEISEN BANCI, PRIVREDNOJ BANCI ZAGREB I ZAGREBAČKOJ BANCI", Undergraduate thesis, University of Slavonski Brod, Slavonski Brod, 2021. Available at: https://urn.nsk.hr/urn:nbn:hr:262:292807

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TitleANALIZA NENAMJENSKIH KREDITA U RAIFFEISEN BANCI, PRIVREDNOJ BANCI ZAGREB I ZAGREBAČKOJ BANCI
Title (english)Analaysis of non-purpose loans in Raiffeisen bank, Privredna banka Zagreb and Zagrebačka bank
AuthorMorana Šimecki
MentorMaja Vretenar Cobović (mentor)
Committee memberSanja Knežević (predsjednik povjerenstva)
Committee memberMaja Vretenar Cobović (član povjerenstva)
Committee memberAnita Kulaš Mirosavljević (član povjerenstva)
GranterUniversity of Slavonski Brod
(Department of Social Sciences and Humanities)
(Sub-department of Economics)
Slavonski Brod
Defense date and country2021-07-07, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Abstract
Tema ovog završnog rada su nenamjenski krediti uspoređeni kroz tri banke u RH. Odabrane banke su Raiffeisen banka, Privredna banka Zagreb i Zagrebačka banka. Opisati će se pojam banke, bankarski poslovi, te krediti i funkcije kredita. Pokazat će se postupak kreditiranja i kako se računa rata kredita. Na kraju će se kroz grafičke prikaze, opisivanje i tablice prikazati analiza nenamjenskih kredita u odabranim bankama. Banke su institucije koje prikupljaju sredstva, plasiraju i pružaju financijske usluge klijentima. Imaju dvije funkcije, a to su depozitna i kreditna. Što se tiče kredita, manja podjela je na kratkoročne aktivne bankarske poslove i dugoročne aktivne bankarske poslove. Nenamjenski krediti nemaju određenu namjenu te banka ne vrši kontrolu trošenja sredstava, iz navedenog razloga imaju veću kamatnu stopu te višu razinu kolaterala.
Abstract (english)
The topic of this final paper is non-purpose loans compared through three banks in the Republic of Croatia. The selected banks are Raiffeisen banka, Privredna banka Zagreb and Zagrebačka banka. The term bank, banking operations, and loans and loan functions will be described. The lending process and how the loan installment is calculated will be shown. Finally, through graphs, descriptions and tables, the analysis of non-performing loans in selected banks will be presented. Banks are institutions that raise funds, place and provide financial services to clients. They have two functions, and they are deposit and credit. As far as loans are concerned, there is a smaller division into short-term active banking operations and long-term active banking operations. Non-purpose loans do not have a specific purpose and the bank does not control the spending of funds, for this reason they have a higher interest rate and a higher level of collateral.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:262:292807
Study programmeTitle: Professional study program in Management
Study programme type: professional
Study level: undergraduate
Academic / professional title: stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2021-07-12 08:33:03