Electronic banking emerged from globalization and the accelerated development of information system. It developed into a self-service channel that enabled banks to more conveniently provide services and information to their customers via smartphones and Internet. Due to the advancement of technology, mobile banking services have risen to a higher level, therefore communication between the bank and the client has improved, As client expectations change, banks are constantly developing their banking services in order to attract and meet client needs and stay one step ahead of the competition. Mobile banking is very convenient because it offers various services that customers demand today. Some of the advantages of mobile banking are simplicity, time saving and 24/7 availability. Although mobile banking has some disadvantages, the number of users using its services is increasing. In the continuation of the paper, the history of banking from the beginning until today will be elaborated, then mobile banking will be analyzed, where the advantages and disadvantages will be stated. At the end, the results of the conducted research related to the analysis of the use of mobile banking services in Brodsko- posavska county will be listed.